Our Terms Shape Your Account
These terms outline how hobispin operates for you — from account setup through your lobby access, payment flows and withdrawal requests. We've written them to be clear about...
Policy Posture & Jurisdiction
hobispin operates under the terms outlined here for users in supported regions, including Indonesia. These terms are governed by the laws applicable to your account location. We maintain separate payment rails for DANA, OVO, GoPay and QRIS to ensure your transactions move smoothly within local frameworks. If a term conflicts with local law where you are, the local law applies. Disputes are
resolved through our support team first, then escalation paths outlined below.
Service availability is jurisdiction-dependent. Users are responsible for checking local law before access.
Why These Terms Matter
Transparent Payouts
Every withdrawal request is processed within the timeframe stated here. We log each transaction so you see exactly when funds leave your account and arrive at DANA, OVO, GoPay or QRIS.
Account Protection
Your login credentials and payment data are encrypted. We outline our security obligations so you know what we're doing to keep your account safe from unauthorized access.
Dispute Handling
If a transaction doesn't match what you expected, our terms spell out the steps we take to investigate and resolve it. No hidden escalation paths — everything is documented.
Payment Method Rights
These terms clarify how DANA, OVO, GoPay and QRIS deposits and withdrawals work. You know upfront what fees apply and when your funds are available in your e-wallet.
Withdrawal Guarantees
We commit to processing your withdrawal request within stated hours. If delays occur, we notify you and explain why. Your money is yours — we're just the middleman.
Account Closure
If you decide to close your account, these terms outline how we handle remaining balance, pending withdrawals and data retention. The process is straightforward and reversible within 30 days.
Consistency Across Our Policies
| Privacy Policy | Covers how we collect and use your data. These terms reference it — together they form the full picture of your relationship with hobispin. |
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| Payment Terms | Specific to deposits and withdrawals. These general terms set the framework; payment terms add the detail for DANA, OVO, GoPay and QRIS flows. |
| Account Rules | Outline what you can and cannot do in your account. These terms enforce them — violations may result in account suspension or closure. |
| Dispute Resolution | Explains how we handle disagreements. Both these terms and our support process align so you know exactly what to expect when you escalate. |
| Responsible Account Use | These terms ask you to use your account lawfully and honestly. We reserve the right to investigate suspicious activity and take action if needed. |
| Liability Limits | We outline what we're responsible for and what we're not. This protects both you and us by setting clear expectations about account incidents. |
| Term Updates | We may update these terms. We'll notify you in advance and give you time to review. Continued use means you accept the new version. |